Bad Credit is a period-piece, neo-western visual novel set in the city of Tucson, Arizona in 2016. Featuring over 100 characters, the player will interact with a nightmarish range of hateful worldviews and morally bankrupt business opportunities to survive Tucson and pay back their loanshark. As political turmoils in the U.S.A. bubble to the surface, the player will make important choices that affect themselves, other characters, and the world around